The following is an article “Money Hacks: Best Ways to Save on Household Costs” by Marc Pulisci.
For many of us, utility bills take the largest slice from our monthly income. Of course, that would be fine as long as it gives us power, water, gas, and heat when we need it. But if you have ever wondered how you can save on household costs without compromising your needs, there are a few hacks that can help you trim down your expenses.

From Greece to Belgium, these beach towns integrate all that you need for an unforgettable European holiday. Offering beautiful panoramas of the ocean and lots of things to engage in, you may want to check out these three hidden gems the next time you need to refresh and become re-acquainted with the high life.
Cádiz, Spain
Elegant with its old watchtowers, well-designed churches and palaces, and scenic dockyards, this Spanish beach town features the 45-meter Torre Tavira that will give you a perfect view of the ancient city and the vast seas that surround it. Also known as the “silver cup” because of how the sun beautifully reflects itself on the sea, you’ll surely be in awe upon seeing the magnificent Santa Cruz Cathedral shine like the city’s centerpiece. But not everything in this beach town is old. You may also wander off to urban areas at La Caleta or the family-friendly beach in Santa Maria. The long stretch of La Victoria also offers beach sports, an outdoor cinema, and a selection of bars. Small pubs and green grocers line narrow streets where you can shop for fresh veggies and seafood that are caught during the mornings. But when you feel a craving for tapas and some socials, visit the vibrant gay hangout La Gorda te da de Comer, or Restaurante Balandro over the bay.
Toulon, France
This beach town, formerly a 15th century Roman naval base, is where the sun shines the warmest in mainland France. Featuring plenty of beaches along its 30 miles of inlets and peninsulas, the capital of the western Riviera also has a convenient public transport system that ferries passengers across the harbour, connecting the old town to the beach resorts in the south. Other fun things to do here are shopping and culture-hopping in the city, as well as seaside day tours. The ferries also traverse the Saint-Mandrier peninsula down to the upscale Le Mourillon in the east. Visit Fabregas and make your way to grand aioli heaven via Il Gusto. There, you can savor authentic fresh fish and shellfish, served in a bed of vegetables and garlic-laced mayonnaise. For more great beach restaurants that serve a smorgasbord of Italian favorites, visit La Note Bleue in Le Mourillon or Le Baron Perché in the city.
Rovinj, Croatia
When visiting this European beach town, go up the Adriatic to get the best first impression of Rovinj. There, you can spot St. Euphemia Church’s bell tower that rises above the sea amidst the hodgepodge of residential rooftops. This beach town is certainly one of Istria’s best sights to see and experience. Cobbled alleys and beautiful squares will lead you to the beach’s shore. The Ulica Grisia alleyway features several artists’ workshops and art gelleries where you can immerse in Croatia’s rich art and culture. For some fun in the sun, head on over to the South where luxurious hotels like Monte Mulini and Hotel Lone gives you access to the beaches. Local gastronomical delights are also abundant in Rovinj. There’s La Puntulina near St. Euphemia where they serve a fusion of Italian and Istrian dishes. You’ll get your fair share of truffles in this popular restaurant that also cooks up ravioli, sea bass, pecorino cheese, steak, and grilled langoustines among many others. For pasta, Mediterranean, and other European favorites, however, you can also check out Mali Raj near Ziatni Rat beach in Bol.
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